Small Business

You’re planning work on a new build or renovation project, so it’s time to get Builders Risk insurance. A Builders Risk policy is temporary Property coverage designed to protect buildings and structures under construction or renovation. Coverage ends when the project is complete, with policies typically written for three, six, nine, or 12 months. Under […]

These days, when a customer has a question, the first place they turn to is the Internet. For better or worse, Google has become our trusted source of advice on all things, including insurance! From the general to the specific, search engines are ready to pop out answers to life’s queries. From personal to business

Construction sites are inherently hazardous environments, with the most common types of injuries being slips and falls, struck by an object, electrocution, and caught in between. Here are some essential safety reminders to help prevent on-the-job injuries. Personal Protective Equipment (PPE) Most injuries from being struck by an object, such as being hit by a

When finding a contractor to work on a house or office, the first step people take is to ask friends and family for a referral. Or they look online to see what customers say about a contractor’s work in their area. Let’s look at several ways referrals and reviews from your customers can help boost

Look around and you’ll see everyone on their phones, tablets, or computers checking out the latest social media posts from families, friends, influencers, travel logs, restaurants, hotels, etc. They’re also checking out the latest for home renovation inspiration, building trends, other construction-related ideas. As a contractor, having a social presence on platforms where you can

Contractors Professional Liability (CPL) insurance protects contractors from financial losses associated with claims of alleged negligence, errors, or omissions in their professional services. Who Should Carry CPL Insurance? Construction managers; general contractors; and artisans and tradespeople such as plumbers, roofers, and electrical contractors should carry CPL coverage, as errors in professional services on a construction

Using your construction online presence to generate leads can be an efficient and cost-effective platform when done right. It does take some work, though on your part, unless you opt to hire a marketing firm to help you. Following are some tips for generating organic traffic to your website for more leads and opportunities for

Today’s risks coupled with a litigious environment require contractors to look carefully at their Liability insurance program to make sure they have enough coverage in place in the event of a serious loss for which they are found to be responsible. While underlying policies such as Commercial General Liability (CGL) or Commercial Auto insurance address

Classification codes play a significant role for contractors, including when it comes to Workers’ Compensation insurance. Insurance companies use industry and employee classifications to assess risk levels and calculate premiums. Most insurance companies use codes established by the National Council on Compensation Insurance (NCCI)—an independent organization that gathers and analyzes data on workers’ compensation insurance.

For any major construction project, there are seemingly endless requirements that the architects, the designers, and the construction crew must adhere to. But for contractors, following current building codes is of the utmost importance for a number of reasons. Contractors, of course, already hold an incredibly important position in any build, as they oversee so