Contractor General Liability

Protect assets from third-party liability risks.

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Custom-Tailored Liability Programs
Designed for Contractors

At Gaslamp, we built our Contractor General Liability program just for you. We provide robust liability limits and construction-specific coverage features, insure a wide range of contractors, write new ventures, and offer favorable payment terms.

"A" Rated Coverage

A-rated-coverage

Policy Options

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Same Day Certificates

Contractor General Liability insurance covers bodily injury or property damage to third parties arising from your premises, operations, products, completed operations, and advertising and personal injury liability. Coverage is required for all your projects.

Our Policy Options:
Standard, PLUS, Advantage and Premier GL

Every construction operation is different, so we offer different policies to match your exposures. We can go over each option with you to see what makes sense for the type of projects you handle and your exposures.

Standard Contractor General Liability

  • à La Carte Coverage
  • Claims Made & Occurrence
  • “A” Rated Carrier

Limits

  • $1MM/$2MM/$2MM Limits
  • $100,000 Fire Legal
  • $10,000 Medical Payments

PLUS Contractor General Liability

  • Broad Coverage
  • Claims Made & Occurrence Options
  • “A” Rated Carrier

Limits

  • $1MM/$2MM/$2MM Limits
  • $300,000 Fire Legal
  • $10,000 Medical Payments

Advantage Contractor General Liability

  • ISO Form Coverage
  • ISO Form – Occurrence
  • “A” Rated Carrier

Limits

  • $1MM/$2MM/$2MM Limits
  • $300,000 Fire Legal
  • $10,000 Medical Payments

Premier Contractor General Liability

  • ISO Form Coverage
  • ISO Form – Occurrence Coverage
  • “A” Rated Carrier

Limits

  • $1MM/$2MM/$2MM/$1MM ~or~ $2MM/$4MM/$4MM/$2MM (NY Only)
  • Up to $300,000 Fire Legal
  • Up to $10,000 Medical Payments

Check out our General Liability Comparison Guide for more detailed information about each of our policy options

Who We Write

Where We Write

  • Air Conditioning and Refrigeration
  • Air Conditioning Systems Installation
  • Appliance and Accessories Installation
  • Carpentry (Interior/Woodwork/Shop)
  • Concrete (Flat)
  • Concrete (Foundations)
  • Debris Removal
  • Door & Window Installation
  • Drywall
  • Fencing
  • Floor Covering Installation
  • Garage Door Installation
  • Glass Installation/Glazing
  • HVAC
  • Janitorial
  • Landscaping
  • Handyman
  • Masonry
  • Painting - Interior/Exterior
  • Sheet Metal
  • Siding and Decking
  • Tile and Marble Installation
  • General Contractor
  • Water Drilling
  • Grading
  • Metal Erection
  • Insulation
  • Water/Sewer Mains
  • Septic Installation
  • Plumbing
  • Prefabricated Homes
  • And More
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