Construction Insurance Blog
Contractor Tips on Pulling Permits
Before contractors begin a project, they must pull all the necessary permits. Issued by a government agency, a building permit is an official document that approves construction, alteration to a piece of property, and, in some cases, a remodel project. Building permits are required, as they create uniformity and help maintain building standards for public […]
Special Insurance Endorsements 101
Your insurance policies are in place to protect you against liability exposures. It’s important to understand that endorsements are available and designed to change a policy’s terms and conditions. Often, these policy endorsements are requested before starting a project. Let’s review specific endorsements typically requested of contractors. Primary Wording “Primary” wording in a policy means […]
Tool & Equipment Coverage: Why You Need It
Your contractor’s tools and equipment are instrumental to your livelihood. If they get stolen or damaged, you won’t be able to continue on a job until they are replaced or repaired. Without the right type of coverage, this can be costly. You can’t afford the out-of-pocket expenses, downtime, loss of revenue, and potential damage to […]
A Contractors Guide on How to Start (And Grow) a Small Business
Starting a small business from the ground up may seem daunting, but fear not, as there are many resources at your disposal. From getting started to marketing strategies to insurance coverage plans, here are some tips to get your construction firm up and running successfully-and safely. Create a Business Plan First and foremost, it’s time […]
A Lesson in General Liability 101 for Contractors
As a contractor, there are many hazards at both your business location and on job sites. Risk is an inherent part of the construction industry. General Liability insurance is designed to respond to the various exposures you face. Here’s a rundown of how this insurance policy protects your business. A CGL policy covering third party […]
How to Solicit Reviews for Your Construction Business
Contractors, your small business could be missing out on big bucks if you’re completing construction jobs and not asking customers for reviews. The fact is, whether consumers are looking to buy a pair of shoes or hire a trusty handyman, they’re turning to the power of online reviews to help them make the right decision. […]
What You Need to Know About Hiring Subcontractors
Whether you’re looking to supplement your staff or need an artisan or tradesperson with a particular skill, hiring subcontractors is a routine part of the construction business. Outsourcing helps you expand your services, speed up productivity, and increase your bandwidth, but that’s not to say it comes without a cost. Here are some guidelines to […]
Building a Customer-Friendly Contractors Website
Like most contractors, you have an online presence with a website that features the various services you provide – from residential to commercial and industrial construction work. Depending on when you created the website, you may be getting your money’s worth. On the other hand, if your site was built some time ago and hasn’t […]
Get Ready: Cool and Wet Weather On-the-Job Tips
On the heels of a hot summer for most of the country, it’s time to turn our attention to what lies ahead with cooler and wetter weather and keeping contractors safe on the job. Although many construction projects take place in the spring and summer, projects don’t pause just because it’s cold, wet, or icy […]