Construction Insurance Blog
Why Do You Need Contractor’s Pollution Liability Insurance?
Contractor’s Pollution Liability (CPL) insurance is valuable protection for contractors who proactively manage environmental risks, comply with regulations, fulfill contractual obligations, protect their financial interests, and ensure responsible environmental practices throughout their operations. A CPL policy provides protection against potentially significant costs and liabilities associated with pollution incidents in the construction industry. Environmental Protection Contractors …
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What Is a “Ghost” Workers’ Compensation Policy?
A “ghost” Workers’ Compensation policy, as it is frequently referred to, is when a business without any workers, other than its owners, receives a request from a potential client for proof of Workers’ Compensation Insurance, and needs to purchase a policy to satisfy the certificate of insurance requirement. Ghost Workers’ Comp Insurance Is a Minimum …
The Value of Attending Construction Trade Shows
We get it: Trade shows may seem like a busy, crowded convention center with too much schmoozing and not enough focus on the actual construction industry. But for those ready to put in the legwork, trade shows can provide immense value. But what, exactly, should you be on the lookout for in order to benefit …
Heatstroke Awareness: Tips for Contractors to Stay Cool at the Job Site
Construction activity spikes from May through September. It’s when a contractor’s work plate is full, particularly with new builds and home renovations. This activity coincides with the hottest months of the year around the country. Construction workers who work in extreme heat are susceptible to heat-related illnesses (HRIs) and injuries. The National Institute for Occupational …
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How to Get the Younger Generation Into the Construction Industry
It’s no secret that the construction industry is facing a labor shortage, with longtime construction businesses concerned over the lack of new entries into the workforce. In the wake of this issue, contractors are looking for ways to encourage millennials and generation Z to consider construction as a career path. Luckily, there are surprisingly simple …
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The Top Residential and Commercial Design Trends of 2023 So Far
We’re almost halfway through 2023, and already a wide range of trends are dominating both residential and commercial design. Whereas 2022 was focused on sophisticated shapes and muted color palettes, this new year in design is looking to the past for bold inspiration. But, as in many aspects of the construction industry, concern for the …
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Getting Your General Contractor (GC) — What Does The Job Entail?
Any construction project relies on a number of talented, hard-working people in order to come to fruition (especially within budget and schedule). One of the key drivers of success for any job is the right general contractor. Those in the construction industry are well aware that the general contractor (GC) can make or break a …
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The Ins and Outs of Certificates of Insurance
A certificate of insurance (COI) is a document that provides evidence of insurance coverage. It is a routine request by project owners to ensure that a contractor has adequate insurance coverage when bidding on a job and before hiring. It’s also requested by general contractors (GCs) who want proof of insurance from subcontractors (electricians, roofers, …
How Facebook Marketing Can Benefit Your Construction Business
As a contractor or head of a construction business, much of your work likely takes place on location or at the office – overseeing job sites or conducting meetings with clients. But while you may be used to having your boots on the ground (literally), it’s just as important to maintain a virtual presence in …
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