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Inside Contractor’s Professional Liability Insurance

Contractors Professional Liability (CPL) insurance protects contractors from financial losses associated with claims of alleged negligence, errors, or omissions in their professional services. Who Should Carry CPL Insurance? Construction managers; general contractors; and artisans and tradespeople such as plumbers, roofers, and electrical contractors should carry CPL coverage, as errors in professional services on a construction

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Social Media Marketing: Getting the Most Out of Instagram and Facebook

Look around and you’ll see everyone on their phones, tablets, or computers checking out the latest social media posts from families, friends, influencers, travel logs, restaurants, hotels, etc. They’re also checking out the latest for home renovation inspiration, building trends, other construction-related ideas. As a contractor, having a social presence on platforms where you can

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Why Contractors Need Excess Liability Insurance

Today’s risks coupled with a litigious environment require contractors to look carefully at their Liability insurance program to make sure they have enough coverage in place in the event of a serious loss for which they are found to be responsible. While underlying policies such as Commercial General Liability (CGL) or Commercial Auto insurance address

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The Importance of Classifications for Workers’ Comp

Classification codes play a significant role for contractors, including when it comes to Workers’ Compensation insurance. Insurance companies use industry and employee classifications to assess risk levels and calculate premiums. Most insurance companies use codes established by the National Council on Compensation Insurance (NCCI)—an independent organization that gathers and analyzes data on workers’ compensation insurance.

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Why Building Codes Are Important to Contractors

For any major construction project, there are seemingly endless requirements that the architects, the designers, and the construction crew must adhere to. But for contractors, following current building codes is of the utmost importance for a number of reasons. Contractors, of course, already hold an incredibly important position in any build, as they oversee so

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What Benefits Can You Find as a PCA Member?

The Preferred Contractors Association (PCA) provides builders with a collaborative community, tools, and information to grow as construction professionals. Member Portal for Best Practices, Risk Management & Safety The PCA member portal is powered by Zywave, a leader in insurance software and producer of industry-specific risk management and safety resources. Members gain access to one

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The Differences Between Online Job Providers in the Construction Industry

For construction projects big and small, the right contractor is crucial to success. While for decades finding a contractor was a word-of-mouth game built on personal references, today’s modern world is filled with seemingly endless online apps and platforms that give users almost instant access to contractors. But not every app is built the same.

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Why Do You Need Contractor’s Pollution Liability Insurance?

Contractor’s Pollution Liability (CPL) insurance is valuable protection for contractors who proactively manage environmental risks, comply with regulations, fulfill contractual obligations, protect their financial interests, and ensure responsible environmental practices throughout their operations. A CPL policy provides protection against potentially significant costs and liabilities associated with pollution incidents in the construction industry. Environmental Protection Contractors

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