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Contractors Tools & Equipment

Safeguard your tools of the trade and more to get the job done.

Coverage in Motion:
Insurance for Your Tools & Equipment

Your tools and equipment are instrumental to your livelihood. Without them, the work stops. Protect your tools and equipment against theft and damage with a policy specifically designed for this purpose. Contractors Tools and Equipment insurance helps pay for replacement or repair costs if covered items are stolen, vandalized, or damaged in an accident.

Same Day Quotes

Same Day Certificates

Available Nationwide

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"A" Rated Coverage

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It’s important to note that Property insurance doesn’t cover your tools and equipment at the job site or while in transit.

Package or Monoline
Contractors Tools & Equipment

Tools & Equipment Limits


  • Total Insured Value TIV – $250,000 ACV
  • Miscellaneous Tools – $20,000 ACV
  • Scheduled Equipment – $150,000 ACV
  • Rented/Leased – $150,000 ACV
  • Installation Floater – $150,000 ACV
  • Office Contents – $100,000 ACV

Program Highlights


  • Lloyd’s A XV Rated
  • Minimum Premium: $270

What We Write

  • Rented Equipment
  • Misc. Tools
  • Leased Equipment
  • Office Equipment

What We Offer

  • Bundle 1: $10K Misc. Tools
  • Bundle 2: $10K Misc. Tools, $5K Office Contents
  • Custom: Select Coverage – Heavy Equipment Available
  • Rented/Leased: Short-Term Policies Available

Where We Write

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Get a FREE quote today!

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