General Liability

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Commercial General Liability  A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability. The CGL policy was introduced in 1986 and replaced the “comprehensive” general liability policy.

 

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  • Occurrence Form
  • Policy numbers in less than 20 minutes
  • New Ventures Accepted
  • Payroll Based Rates
  • Financing Available
  • Lapses in Coverage accepted

 

CLASSES WRITTEN

  • A/C and Refrigeration
  • Air Conditioning Systems Installation
  • Appliance and Accessories Installation – No dishwasher work
  • Carpentry (Interior/Woodwork/Shop)
  • Concrete (Flat)
  • Concrete (Foundations) – Commercial work only, no foundation   repair
  • Debris Removal – Demo work is allowed with a Bobcat or similar   machinery
  • Door & Window Installation
  • Drywall
  • Fencing
  • Floor Covering Installation
  • Garage Door Installation
  • Glass Installation/Glazing
  • HVAC
  • Janitorial
  • Landscaping – Any tree trimming must be performed from ground or ladder
  • Handyman
  • Masonry
  • Painting Interior/Exterior
  • Sheet Metal
  • Siding and Decking
  • Tile and Marble Installation
  • General Contractor
  • Water Drilling
  • Grading
  • Metal Erection
  • Insulation
  • Water/Sewer Mains
  • Septic Install
  • Plumbing
  • Prefabricated Homes

 

Additional Coverage Options / Endorsements

  • Blanket Per Project Aggregate
  • Blanket Additional Insured – Completed Operations / CG2037     Equivalent
  • Blanket Your Work – 1185 Equivalent (Commercial Work Only)
  • Blanket Waiver of Subrogation
  • Blanket Primary/Non-Contributory Wording
  • Buildings and Structures Exceeding 3 Stories (Exterior)
  • Schools & Recreation Facilities
  • Heating Devices
  • Hospital Work
  • Additional Insured Endorsements for HOAs

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or speak to a service representative now – we specialize in Contractor Insurance

CALL NOW! (888) 878-8735